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唐朱昌
唐朱昌
教授,博士生导师。复旦大学中国反洗钱研究中心首任主任,复旦大学俄...
严立新
严立新
复旦大学国际金融学院教授,中国反洗钱研究中心执行主任,陆家嘴金...
陈浩然
陈浩然
复旦大学法学院教授、博士生导师;复旦大学国际刑法研究中心主任。...
何 萍
何 萍
华东政法大学刑法学教授,复旦大学中国反洗钱研究中心特聘研究员,荷...
李小杰
李小杰
安永金融服务风险管理、咨询总监,曾任蚂蚁金服反洗钱总监,复旦大学...
周锦贤
周锦贤
周锦贤先生,香港人,广州暨南大学法律学士,复旦大学中国反洗钱研究中...
童文俊
童文俊
高级经济师,复旦大学金融学博士,复旦大学经济学博士后。现供职于中...
汤 俊
汤 俊
武汉中南财经政法大学信息安全学院教授。长期专注于反洗钱/反恐...
李 刚
李 刚
生辰:1977.7.26 籍贯:辽宁抚顺 民族:汉 党派:九三学社 职称:教授 研究...
祝亚雄
祝亚雄
祝亚雄,1974年生,浙江衢州人。浙江师范大学经济与管理学院副教授,博...
顾卿华
顾卿华
复旦大学中国反洗钱研究中心特聘研究员;现任安永管理咨询服务合伙...
张平
张平
工作履历:曾在国家审计署从事审计工作,是国家第一批政府审计师;曾在...
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上传时间: 2024-06-11      浏览次数:157次
Money laundering and terrorist financing: the AMF publishes its sectoral risk analysis

 

https://www.amf-france.org/en/news-publications/news/money-laundering-and-terrorist-financing-amf-publishes-its-sectoral-risk-analysis

 

The AMF has published a new version of its money laundering and terrorist financing (ML/FT) sectoral risk analysis (SRA), the first version of which was published in 2019. This document sets out, for the professionals under AMF supervision, the national risk analysis (NRA) that was updated and published on 14 February 2023 by the Conseil d'Orientation de la Lutte Contre le Blanchiment de Capitaux et de Financement du Terrorisme (Anti-Money Laundering and Countering Terrorist Financing Advisory Board) (COLB).

 

A better understanding of money laundering and terrorist financing risks

 

At the heart of all anti-money laundering and countering terrorist financing (AML/CFT) systems, the risk-based approach is essential for obliged entities and supervisory authorities alike. In line with the first recommendation of the Financial Action Task Force (FATF), it requires a good understanding of ML/FT risks at all levels.

 

The AMF's sectoral risk analysis (SRA) is an extension, for the professionals under its supervision in terms of AML/CFT, of the national analysis carried out by COLB for banking and financial services. It analyses and assesses the various ML/FT risks to which the following are exposed:

 

the asset management sector, distinguishing between the collective investment management of financial instruments, private equity, real estate management and individual portfolio management;

 

the financial investment adviser sector;

 

the activities of the central securities depository; and

 

the digital assets sector.

 

Using the same methodology as the national analysis, the sectoral risk analysis highlights certain cross-cutting threats and vulnerabilities (fraud and scams, identity theft, breaches of probity and corruption, proliferation, etc.) and then assesses the ML/FT risks to which the sectors in question are exposed. Based on a description of the criminal threats to which they are exposed, as well as their intrinsic vulnerabilities, i.e. the specific characteristics that may make them attractive for ML/FT activities, it compares them against the existing risk mitigation factors, whether regulatory or linked to the quality of the AML/CFT systems observed by the AMF, on the basis of information gathered from the professionals concerned, the findings of AMF inspections and TRACFIN reports in particular.

 

The overall score for each of the sectors considered is the result of cross-referencing the threats against the robustness of the mitigation measures. This score is now assessed on a four-point scale. A ‘very high’ level has been added to the three used in the past (low, medium and high).

 

The purpose of the sectoral risk analysis is to help guide the AMF's AML/CFT supervision and inspection activities, and to support the professionals under its supervision in their own assessments of these risks. It does not replace the more detailed analyses that these professionals must carry out on the basis of the nature of the products and services they offer, the distribution channels they use and the characteristics of their clients.