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唐朱昌
唐朱昌
教授,博士生导师。复旦大学中国反洗钱研究中心首任主任,复旦大学俄...
严立新
严立新
复旦大学国际金融学院教授,中国反洗钱研究中心执行主任,陆家嘴金...
陈浩然
陈浩然
复旦大学法学院教授、博士生导师;复旦大学国际刑法研究中心主任。...
何 萍
何 萍
华东政法大学刑法学教授,复旦大学中国反洗钱研究中心特聘研究员,荷...
李小杰
李小杰
安永金融服务风险管理、咨询总监,曾任蚂蚁金服反洗钱总监,复旦大学...
周锦贤
周锦贤
周锦贤先生,香港人,广州暨南大学法律学士,复旦大学中国反洗钱研究中...
童文俊
童文俊
高级经济师,复旦大学金融学博士,复旦大学经济学博士后。现供职于中...
汤 俊
汤 俊
武汉中南财经政法大学信息安全学院教授。长期专注于反洗钱/反恐...
李 刚
李 刚
生辰:1977.7.26 籍贯:辽宁抚顺 民族:汉 党派:九三学社 职称:教授 研究...
祝亚雄
祝亚雄
祝亚雄,1974年生,浙江衢州人。浙江师范大学经济与管理学院副教授,博...
顾卿华
顾卿华
复旦大学中国反洗钱研究中心特聘研究员;现任安永管理咨询服务合伙...
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上传时间: 2018-12-06      浏览次数:635次
EU Details Action Plan On Money Laundering

 

https://www.pymnts.com/news/regulation/2018/eu-money-laundering-bank-reform-deals/

 

European Union finance ministers worked out a plan for combating money laundering and also made a deal on major bank reform on Tuesday (Dec. 4), according to reports from Reuters.

 

The money laundering plan is a response to highly visible cases of alleged criminal activity at EU banks in countries such as Malta, the Netherlands, Britain, Estonia and others.

 

The ministers said they “need to strengthen the effectiveness of the current framework” to battle money laundering. The potential changes, however, are non-legislative, and may delay proposed legislative changes in the works. The plan also doesn’t call for an EU-wide agency to fight the problem, as was proposed by the European Commission in September.

 

The proposed plan by the European Commission could also be delayed because the ministers want to assess and review recent instances of financial crime. The review is expected to last until June, past the EU elections in May.

 

The ministers’ plan has actions that last until 2020, and includes measures to reduce the power of national supervisors setting anti-money laundering rules. The plan would make supervisors clarify rules for whether bank managers are fit, and also revoke licenses for criminal activity.

 

European Union finance ministers also came to an agreement on major banking reform rules.

 

The new rules set the level of buffers banks have to raise to absorb losses, and also introduced new money requirements to strengthen stability. The agreement comes following two years of talks and was proposed by the European Commission in 2016.

 

The new rules regarding buffers is set at 8 percent of banks’ total liabilities and funds, although that could change. There are, however, concessions. For example, only lenders with at least 40 billion euros in the EU would have to follow the rule.

 

Some banks would get an extension for money allocated to insurance subsidies, and banks with bad loans could potentially get a window to sell it under good conditions.

 

Banks that can sell more than 20 percent of the non-performing loans would see lower capital requirements. Those terms are meant to help get rid of the $909 billion of soured loans affecting EU banks.